91-133 Nehupala Place Ewa Beach HI 96706 - Home sold on 02-27-2014

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91-133 Nehupala Place Ewa Beach HI 96706 - Home

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Sold 367 Days * $475,000 * Rebate: $2,375 * Ewaplain * Westloch Estates * 91-133 Nehupala Place * http://www.OahuRE.com/s?1302159RES

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MLS#: 1302159 Beds: 3      Baths: 2      Half: 1 Address: 91-133 Nehupala Place Ewa Beach HI 96706
Status: Sold * Compare Living Sq Ft: 1,280 Region: Ewa Plain
Price: $475,000 * Rebate: $2,375 * FS - Fee Simple Land Sq Ft: 3,897 Neighborhood: Westloch Estates
Original: $425,000 Days: 367 List Date: 02-26-2013 Monthly Tax: $125 Year: 2011
Change: $50,000    11.76% Year Built: 1990 Remodeled: Land: FS - Fee Simple
Parcel#: 1-9-1-052-090-0000 * Tax Info/Plat Map/Parcel Map/Sketch View: Garden Condition: Above Average
Description: This Westloch Estates cul de sac home with large eat in kitchen is a Fabulous Value priced below sold comps offers OPPORTUNITY! Repaint, re-carpet upstairs bedrooms, replace stove & microwave, move 1/2 bath wall, landscape the backyard and make this home! Close to Queen's Hospital West, shopping, recreation, bus line & H1 freeway. Lender Approved SHORT SALE (Half bath NOT in public records).
Inclusions: Auto Garage Door Opener, Blinds, Cable TV, Ceiling Fan, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Smoke Detector Amenities: Landscaped, Patio/Deck, Wall/Fence Utilities: Public Water, Sewer Fee, Underground Electricity, Water Additional Rooms: Construction: Double Wall, Slab, Wood Frame Lot Description: Floor: Laminate, Marble/Granite Disclosures: Lender Approval Required, Property Disclosure Stmt Land Recorded: Land Court Furnished: None Possession: At Closing Terms: Cash, Conventional, FHA, VA Listing Courtesy: John Riggins Real Estate Sale Conditions: Short Sale
Sold Price: $472,000 Loan Type: USDA Financing Land: $245,700 Frontage: Other
Closed: 02-27-2014 Seller's Agent: John Riggins Building: $183,600   Pool: None
Sold Ratio: 99% Buyer's Agent: Emely U Rubio Assessed Total: $429,300   Location: Cul-De-Sac
Concession: 3200 Assessed Ratio: 110.65% Parking: Garage
Elementary: Holomua * Honolulu Magazine Rankings * School Website Area Total: 3,897 Building Style: Detach Single Family
Middle: Ilima * School Website Acres: 0.0895 Building:
High: Campbell * School Website * DOE School Locator to Confirm District Topography: Level New Const: No
Maint. Fee: $0 Other: 0 Stories: Two CPR: No
Includes: Lanai Sq Ft: 0 Zoning: 51 - AG-1 Restricted Agricultur
Assoc. Fee: $57 Garage Sq Ft: 400 Flood Zone: Zone D  Flood Hazard Tool
Other Fee: $0 Avg Sq Ft Living: $371.09 Roofing: Asphalt Shingle
Includes: Avg Sq Ft Land: $121.89 Set-Backs: Of Record Roads: Paved Rd
Total Fees: $57 Security: Easements: None
Exemption: 0 Rental Income: $0    
Links: Google Maps, Schools, Private Schools, Hospitals, Restaurants, Gyms, Shopping, Attractions, Beaches, Churches, Tax Info including buttons to view a Plat Map PDF, GIS Parcel Map, and Building Sketch, Escrow Date Calculator
Commuting: Waikiki, Downtown, Ala Moana, Airport, Kapolei, Hawaii Kai, Kailua Town, Windward Mall, Waikele, North Shore
  Barbers Point, Camp Smith, Fort Shafter, Hickam, Lualualei, K-Bay Marine, Pearl Harbor, Schofield, Trippler, Wheeler, VA Mortgage Info
Costs: Estimated Closing Cost for Buyer: Escrow: $758, Title Insurance: $766, Lender Title Insurance: $250, Lender Fee: $595, 1 Point on Loan (assumes 10% down): $4,275, Appraisal: $650, Home Inspection: $450, Closing Reserve: $350, Taxes: $750, Maintenance Fee: $57, Other Fees: $200, Estimated Closing Costs: $9,101, Less OahuRE.com Rebate: $2,375, Total Estimated Closing Costs: $6,726 (Total does not include Homeowners Insurance)
Costs: Estimated Closing Cost for Seller: 4.5% Commission: $21,375, Escrow: $758, Title Insurance: $1,149, Conveyance Tax: $475, Survey: $850, Termite Inspection: $400, Other Fees: $50, Total Estimated Closing Costs: $25,307

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Property History
Date MLS# Change Old Value New Value List Price Sold Price Assessed Total Land Building
02-28-2014 1302159 Sold In Escrow Sold $475,000 $472,000 $429,300 $245,700 $183,600
01-09-2014 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
12-21-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
12-15-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
12-04-2013 1302159 Price Increase $472,000 $475,000 $475,000 $472,000 $429,300 $245,700 $183,600
11-03-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
11-02-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
10-02-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
09-22-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
09-08-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
08-26-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
08-19-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
08-12-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
07-30-2013 1302159 Price Increase $460,000 $472,000 $475,000 $472,000 $429,300 $245,700 $183,600
07-18-2013 1302159 Price Increase $450,000 $460,000 $475,000 $472,000 $429,300 $245,700 $183,600
07-12-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
05-10-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
05-03-2013 1302159 Price Increase $434,600 $450,000 $475,000 $472,000 $429,300 $245,700 $183,600
05-03-2013 1302159 Back On Market In Escrow Active $475,000 $472,000 $429,300 $245,700 $183,600
03-25-2013 1302159 Price Increase $425,000 $434,600 $475,000 $472,000 $429,300 $245,700 $183,600
03-11-2013 1302159 In Escrow Active In Escrow $475,000 $472,000 $429,300 $245,700 $183,600
02-26-2013 1302159 New Listing Active Active $475,000 $472,000 $429,300 $245,700 $183,600
08-27-2007 2707543 Sold In Escrow Sold $469,000 $475,000 $416,800 $275,000 $141,800
08-02-2007 2707543 Price Decrease $479,900 $469,000 $469,000 $475,000 $416,800 $275,000 $141,800
06-25-2007 2707543 In Escrow Active In Escrow $469,000 $475,000 $416,800 $275,000 $141,800
06-04-2007 2707543 Price Decrease $495,000 $479,900 $469,000 $475,000 $416,800 $275,000 $141,800
04-18-2007 2707543 New Listing $495,000 Active $469,000 $475,000 $416,800 $275,000 $141,800
11-11-2006 2610061 Price Decrease $525,000 $499,900 $499,900 $0 $417,600 $275,800 $141,800
10-20-2006 2610061 Price Decrease $550,000 $525,000 $499,900 $0 $417,600 $275,800 $141,800
05-26-2006 2610061 New Listing $550,000 Active $499,900 $0 $417,600 $275,800 $141,800

Estimated Monthly Payment

3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 6.00%
0% Down
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Mortgage Interest Savings with Extra Payment

Extra Monthly
Interest Saved
Interest Saved
10 Years
Interest Saved
15 Years
Interest Saved
20 Years
$0 $0 $0 $0 $0
$100 $35,186 $3,120 $7,641 $14,812
$200 $62,812 $6,240 $15,283 $29,625
$300 $85,168 $9,359 $22,924 $44,437
Based on a $380,000 loan, 4.5% interest rate, 30 year conventional loan.

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Neighborhood Interview from a neighbor who lives there.

How long have you lived in the Westloch neighborhood?

I've lived here for about three and a half years. What we like about it is it's convenient to the highway. We're not all the way down in Ewa but we have access to Kunia and Kapolei easily.

What factors influenced your decision to move to the Westloch neighborhood?

My husband plays golf and there are eight courses nearby that he can access easily. There's a lot of work for me out here as a salesperson, and it's convenient to a lot of shopping. It's also less expensive than some of the other neighborhoods that I've lived in before. You get more for your money in Ewa--more space for the amount of money. Where in some neighborhoods you pay the same amount for a condo, we have a full house here.

Right. That makes sense. And certainly being close to golf is a good one. I didn't know there are 8 courses in the area. That's nice.

How does it compare to where you live before?

It's a lot less expensive, plus the weather is warmer so there's less moisture and mold in the air. It's pretty clean out here. A lot of people complain about the heat, but you know, all the homes here have air conditioning. It's just warmer, a little more comfortable atmosphere.

Where did you live before? Was it on the island or somewhere else?

I lived in Hawaii Kai for 17 years. But we outgrew condo life. Like I said, you can get a full single family home for the same price of a small condo.

What about traffic? For example, getting to stores, downtown, to go where you need to go grocery shopping, that type of thing?

The shopping here is convenient. There's a lot of shopping in Ewa and it's also being built up with more shopping centers to accommodate the growth of the area. We go to Kapolei and Kunia. But there's a lot of traffic if you have to commute into town. And the traffic starts easily by 5:00 in the morning, so there's heavy traffic on going during rush hour.

So what you're saying is, if you need to go shopping locally, it's pretty easy--no traffic. But if you're commuting all the way to the downtown or Waikiki area, then you're going to hit the rush hour traffic.

Yes. If there's a way to avoid the rush hour, then it's not a problem. So if you get into town in 30 minutes, during rush hour, it could be an hour. If there's an accident or rain, it could be an hour and a half coming home. So that's the biggest drawback but once you get here, the shopping and activities are pretty convenient.

Okay, I guess that kind of answers the next question: how do you commute to work? I know you don't commute to work, but if someone were commuting from that area, what areas would be convenient besides locally there? We know downtown gets traffic. What about Mililani or other areas could they work at?

Mililani is easy to commute to. Kapolei is very easy because it's against the traffic flow. Kapolei is being built up to be the "Second City". The new FBI Headquarters of the Pacific is there. The military bases are easy to get to like Pearl Harbor and Schofield, so there are a lot of military families living in Ewa. Also, we are close to the North Shore, which is just about 12 miles up Kunia road, so that's convenient. And you can go to Ko Olina very easily too for activities and restaurants.

Okay, that's nice. Was there one time a ferry for military? Was it just military? Or was there a ferry from ocean points or something?

Yes, there is a ferry for military people. I'm not military so I'm not sure exactly where it goes. But apparently it's convenient for them to go to Pearl Harbor, for example.

Okay, so they actually don't have to drive, they can take a boat to work basically.


What about any concerns with crime in your neighborhood?

Not here. I'm sure there may be a few break-ins here and there, but I've never had any problem and it's pretty quiet. There are neighborhood watches, like we have security APIs, security patrolling. A lot of the neighborhoods in Gentry have security patrol.

Do a lot of the people need alarms or anything like that? Or no one's really worried about that?

There are a lot of people who do have alarms, security systems, motion sensors on their homes, but we don't really hear too much about break-ins. Maybe some cars would get bumped into, but that could happen in any neighborhood.

How are the schools there?

The schools are good. There's Ewa Makai Middle School. The new school system in Ewa has computers. They have a lot more new technology for the children. I hear a lot of good about it. Campbell High School covers a large area and that's very large. I don't think they have the new infrastructure that some of the new high schools have, but Campbell covers the whole area of Ewa.

So you're talking about public schools then. It's nice they got some funding for new computers and that kind of thing. Are people sending their kids to private school also? Or most kids go into public school?

They do send their children to private school, but I don't have any school-aged children so I'm not aware of any of the private schools in the area.

What's the noise level like? Any excessive noise from either traffic, planes, neighbors, or those types of things?

Yes, there's a lot of traffic noise in the morning. Not so much in the evening, but in the morning we notice it more. It starts at 5:00 in the morning. There's also a military base nearby, so there's flyovers, airplane noise.

So which base is that when they're landing, at Hickam? Is that where it's coming from?

It could be Pearl Harbor or Schofield.

Okay. So you do hear some planes coming through. Is that just military planes or commercial airliners also?

Down at the end of Ewa towards the water, there are more commercial flights that you can hear, but up in Westloch we can also hear the military planes.

The neighbors are pretty quiet, not a lot of loud parties or that type of thing?

No. I think there are a lot of older people in our neighborhood in Westloch, so not too much partying going on. It's pretty quiet. Some people are retired.

What things do you like best about your neighborhood?

I think the affordability of the homes and convenience to shopping and golf. It's also convenient to Ko Olina and the North Shore for sightseeing and relaxing.

So for Ko Olina, what do you do about parking? Sometimes the parking lots fill up, then let's say you want to go to the beach there, it's a gorgeous beach, where do you park there? Is there always parking?

You have to get there early in the morning, because it does fill up pretty quickly. There are four lagoons and I reach them with paddleboarding with my mother and we had to get there at 7:00 in the morning. It was pretty empty. That's when the paddleboard lessons are. That's only for the residents and their guests. We were guests of somebody at Ko Olina.

Oh okay. That's a great place to paddleboard. It's always calm. It's a beautiful place to paddleboard, that's for sure.

Yeah, protected in the lagoon.

What are the things that you would like to change about your neighborhood, if anything?

I think it would be nice to have some more fine dining restaurants. There are some smaller restaurants here--fast food, take out, and chain type restaurants. It would also be nice to have a movie theater here instead of going to Kapolei. Kapolei is not that far, it's just that they're building a new shopping center here in Ewa, but apparently they don't have room for a movie theater.

Can you name some of your favorite restaurants and favorite places to shop in the area?

Mostly we do the shopping in Kapolei, because they have Costco and Safeway. We're getting a Safeway here it's opening on November 16, 2012.

That's going to be more convenient then.

Yeah. For the restaurants in Royal Kunia, we have Auntie Pasto's. We have some local style Chinese restaurants and a Korean barbecue restaurant. In Kapolei there's Outback and Chili's, some of the larger chain restaurants. You can always have lunch, and I think on some days brunch, at Hawaii Prince Golf Course.

So that's nice--being out on the golf course in a nice, relaxing setting. I'm not so sure what is coming to the new shopping center in Ewa, the Laulani Village Shopping Center, where the new . That's just opening up now. Hopefully we'll get some restaurants there.

Would you recommend buying a house in your neighborhood?

Oh yeah. In Westloch, it's very convenient for people who, say, they don't want to be in Ewa because of the traffic. Westloch is very close to the highway. And for people who don't mind a little bit more commute, a few miles down Fort Weaver road, there's a lot of brand new construction in Gentry and Ka Makana. So it's hard to beat the prices here for what you get. The same prices in Aiea, for example, the homes would be older. Also to Honolulu, the homes are older and they're more expensive. Everybody wants to cut down on the commute. But it's hard to beat brand new construction.

Right. That's always nice. Less worries and stuff.

As far as the commute again, you mentioned further down Fort Weaver Road. Is Fort Weaver Road still a source of traffic in the morning? And how much time do you think you save, versus let's say, if you're just halfway down or all the way down or something like that in terms of getting to the highway--what is your time saved?

Probably about 15-20 minutes. But a few years ago, they added another lane to Fort Weaver road so it's really opened up a lot. There's a lot of traffic. It does move better now. But we're talking about stoplights going down from the highway about 4 miles down to some of the neighborhoods and so that could be 15-20 minutes on a busy day.

Okay, so if you're commuting to work and you're further down, like half way down or more than half way down Fort Weaver Road, you're probably looking at another 15-20 minutes just to get to the highway.


From your place, under 5 minutes or just a couple minutes?

Under 5 minutes. The problem is the long traffic lights. They could be 2 or 2 1/2 a half minutes of just waiting at the traffic light. Westloch is only 9/10 of the mile off the highway.

Right, so you can get on it really quick. Then of course if it's not rush hour, you can jump on it right on.


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