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Veterans United Home Loans Hawaii
At Veterans United Home Loans Center of Hawaii we pride ourselves on being different from other service providers. We specialize in VA Loans and take great pride in serving those who have served. This dedication and focus on VA Loans has allowed us to streamline the VA Loan process, making it very smooth and easy for our clients. We are dedicated to educating veterans about their benefits, and we offer free monthly VA Loan seminars at our office.
VA Home Loans
Veterans United Home Loans Center of Hawaii's team is the area's expert on VA home loans, and our in-house team of processors, underwriters and closers help ensure a quick and smooth loan process from application to closing. We know the intricacies of the VA home loan and are here to offer our expertise to those who have earned the benefit.
Register for a free VA Seminar or get Pre-Qualified.
This seminar covers all the benefits of using a VA Loan. It goes over the eligibility, how it works, and why Veterans should take advantage of it. It also covers information on the market here on Oahu and how it may becomes a means to one’s end. Steps to a successful VA closing are also detailed. The whole seminar is 2 hours long and is free.
Why a VA Loan? It's simple ... Lower Rates. Lower Payments. $0 Down.
Find out why thousands of people are using their VA Loan benefit every single month. Allow us to help you lower your monthly payment, lower your interest rate and purchase a home with $0 down. Purchase with $0 Down A VA Loan is one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with $0 down. Now more than ever banks are requiring large down payments for conventional loans. In many cases they require 10-20% down, putting home ownership out of reach for many prospective buyers. How much will $0 down save you? Conventional loans will require a minimum of 5% down, and in many cases as much as 10% and 20%.
Lower Your Monthly Payment
A VA Loan offers two benefits that will substantially lower your monthly payment. PMI, or private mortgage insurance is not required on a VA loan. PMI is an added monthly expense required for conventional loans where the borrower finances more than 80% of the home's value. Interest rates are also lower with a VA Loan, typically 0.5%-1.0% lower than a conventional loan. A lower rate combined with monthly PMI savings can substantially lower your monthly payment.
How We Are Different
We are different than other lenders. Find out how these differences will help you unlock the power of a VA Loan and maximize your financial benefits.
We Work Exclusively with VA Loans
We exclusively work with VA Loans and are Proud to Serve those Who Have Served™. This dedication and focus gives our Loan Officers far more VA experience over a typical Loan Officer at another firm who may do one or two VA Loans per year. It is important that your Loan Officer know the in's and out's of the VA program in order to get the process done quickly and to ensure you maximize your financial benefits.
We Make the VA Process Fast and Simple
This extensive VA experience enables us to streamline the VA Loan process, making it smooth and easy for you. Once you get started, your VA Loan Officer will be there with you every step of the way, gathering the necessary paperwork and will work with the VA on your behalf.
We are a VA Approved Lender
The Department of Veteran Affairs requires those who offer VA Loans go through a stringent approval process. We are a VA approved lender and are proud that over 500,000 military families have come to us to use their VA Loan Benefits.
VA Approved Condominium List
A condominium project needs to be first approved by VA in order for a veteran to be able to finance the property with their VA Home Loan benefit. Check out the VA approved condominium site.
Veterans United Home Loans Center of Hawaii is a VA approved lender that is not affiliated with any government agencies, including the VA. We are a private company who has made educating veterans about the VA Home Loan Benefit and utilizing it our mission.