20% Rebate for Buyers
$3,500 Flat Fee for Sellers
2% Full Service for Sellers

Mortgage Savings Calculator

Perhaps you want to live debt free. Maybe you want your home paid off before retirement. These are two good reasons why making an extra monthly payment might make sense.

For some paying off their mortgage early is part of their investment plan. It is a no risk way to save money. Other no risk options such as a savings account probably have a much lower rate than your mortgage.

If your savings account is your emergency money, consider opening up a Home Equity Line of Credit (HELOC). This will give you some comfort to not keep as large a balance in your savings, and instead use your extra savings to pay down the higher interest rate mortgage. Should you need the money for an emergency, you can always withdraw it from the HELOC, but remember to start paying that back right away too.

Keep in mind there is no required amount you have to add per month. The more you add, the faster your mortgage goes away, and the more interest you save. However, the best strategy is to add what you are comfortable with.

Loan Details

Offer:

Percent Down:

Amount Down: $17,500

Interest Rate:

Extra Monthly Payment:

Years:

Short Cuts: Year 5, Year 10, Year 15, Year 20, Year 25, End of Loan

Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Total Saved	Balance
1	673.41	265.22	408.19	408.19	157,234.78	773.41	365.22	408.19	408.19	0.00	157,134.78
2	673.41	265.91	407.50	815.69	156,968.87	773.41	366.17	407.24	815.43	0.26	156,768.62
3	673.41	266.60	406.81	1,222.50	156,702.28	773.41	367.11	406.29	1,221.72	0.78	156,401.50
4	673.41	267.29	406.12	1,628.62	156,434.99	773.41	368.07	405.34	1,627.06	1.56	156,033.43
5	673.41	267.98	405.43	2,034.05	156,167.01	773.41	369.02	404.39	2,031.45	2.60	155,664.41
6	673.41	268.67	404.73	2,438.78	155,898.34	773.41	369.98	403.43	2,434.88	3.90	155,294.44
7	673.41	269.37	404.04	2,842.82	155,628.97	773.41	370.94	402.47	2,837.35	5.47	154,923.50
8	673.41	270.07	403.34	3,246.15	155,358.90	773.41	371.90	401.51	3,238.86	7.29	154,551.61
9	673.41	270.77	402.64	3,648.79	155,088.13	773.41	372.86	400.55	3,639.41	9.39	154,178.75
10	673.41	271.47	401.94	4,050.73	154,816.66	773.41	373.83	399.58	4,038.99	11.74	153,804.92
11	673.41	272.17	401.23	4,451.96	154,544.49	773.41	374.80	398.61	4,437.60	14.37	153,430.12
12	673.41	272.88	400.53	4,852.49	154,271.61	773.41	375.77	397.64	4,835.24	17.25	153,054.36
Year 1 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
13	673.41	273.59	399.82	5,252.31	153,998.03	773.41	376.74	396.67	5,231.90	20.41	152,677.62
14	673.41	274.30	399.11	5,651.42	153,723.73	773.41	377.72	395.69	5,627.59	23.83	152,299.90
15	673.41	275.01	398.40	6,049.82	153,448.72	773.41	378.70	394.71	6,022.30	27.52	151,921.20
16	673.41	275.72	397.69	6,447.51	153,173.01	773.41	379.68	393.73	6,416.03	31.48	151,541.53
17	673.41	276.43	396.97	6,844.48	152,896.57	773.41	380.66	392.75	6,808.78	35.71	151,160.86
18	673.41	277.15	396.26	7,240.74	152,619.42	773.41	381.65	391.76	7,200.54	40.21	150,779.22
19	673.41	277.87	395.54	7,636.28	152,341.55	773.41	382.64	390.77	7,591.30	44.98	150,396.58
20	673.41	278.59	394.82	8,031.10	152,062.97	773.41	383.63	389.78	7,981.08	50.02	150,012.95
21	673.41	279.31	394.10	8,425.19	151,783.66	773.41	384.62	388.78	8,369.87	55.33	149,628.33
22	673.41	280.03	393.37	8,818.57	151,503.62	773.41	385.62	387.79	8,757.65	60.91	149,242.71
23	673.41	280.76	392.65	9,211.21	151,222.86	773.41	386.62	386.79	9,144.44	66.77	148,856.09
24	673.41	281.49	391.92	9,603.13	150,941.38	773.41	387.62	385.79	9,530.23	72.91	148,468.47
Year 2 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
25	673.41	282.22	391.19	9,994.32	150,659.16	773.41	388.63	384.78	9,915.01	79.32	148,079.84
26	673.41	282.95	390.46	10,384.78	150,376.21	773.41	389.63	383.77	10,298.78	86.00	147,690.21
27	673.41	283.68	389.73	10,774.51	150,092.53	773.41	390.64	382.76	10,681.54	92.96	147,299.57
28	673.41	284.42	388.99	11,163.50	149,808.11	773.41	391.66	381.75	11,063.30	100.20	146,907.91
29	673.41	285.15	388.25	11,551.75	149,522.96	773.41	392.67	380.74	11,444.03	107.72	146,515.24
30	673.41	285.89	387.51	11,939.26	149,237.07	773.41	393.69	379.72	11,823.75	115.51	146,121.55
31	673.41	286.63	386.77	12,326.04	148,950.43	773.41	394.71	378.70	12,202.45	123.59	145,726.84
32	673.41	287.38	386.03	12,712.07	148,663.05	773.41	395.73	377.68	12,580.12	131.94	145,331.11
33	673.41	288.12	385.29	13,097.35	148,374.93	773.41	396.76	376.65	12,956.77	140.58	144,934.36
34	673.41	288.87	384.54	13,481.89	148,086.07	773.41	397.79	375.62	13,332.40	149.49	144,536.57
35	673.41	289.62	383.79	13,865.68	147,796.45	773.41	398.82	374.59	13,706.99	158.69	144,137.76
36	673.41	290.37	383.04	14,248.72	147,506.08	773.41	399.85	373.56	14,080.54	168.18	143,737.91
Year 3 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
37	673.41	291.12	382.29	14,631.00	147,214.96	773.41	400.89	372.52	14,453.06	177.94	143,337.02
38	673.41	291.87	381.53	15,012.54	146,923.09	773.41	401.92	371.48	14,824.55	187.99	142,935.10
39	673.41	292.63	380.78	15,393.31	146,630.46	773.41	402.97	370.44	15,194.99	198.33	142,532.13
40	673.41	293.39	380.02	15,773.33	146,337.07	773.41	404.01	369.40	15,564.38	208.95	142,128.12
41	673.41	294.15	379.26	16,152.59	146,042.92	773.41	405.06	368.35	15,932.73	219.86	141,723.06
42	673.41	294.91	378.49	16,531.08	145,748.00	773.41	406.11	367.30	16,300.03	231.05	141,316.95
43	673.41	295.68	377.73	16,908.81	145,452.33	773.41	407.16	366.25	16,666.28	242.54	140,909.79
44	673.41	296.44	376.96	17,285.78	145,155.89	773.41	408.22	365.19	17,031.47	254.31	140,501.58
45	673.41	297.21	376.20	17,661.97	144,858.67	773.41	409.27	364.13	17,395.60	266.37	140,092.30
46	673.41	297.98	375.43	18,037.40	144,560.69	773.41	410.33	363.07	17,758.67	278.72	139,681.97
47	673.41	298.75	374.65	18,412.05	144,261.94	773.41	411.40	362.01	18,120.68	291.37	139,270.57
48	673.41	299.53	373.88	18,785.93	143,962.41	773.41	412.46	360.94	18,481.62	304.30	138,858.11
Year 4 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
49	673.41	300.30	373.10	19,159.03	143,662.11	773.41	413.53	359.87	18,841.50	317.53	138,444.58
50	673.41	301.08	372.32	19,531.35	143,361.03	773.41	414.60	358.80	19,200.30	331.05	138,029.97
51	673.41	301.86	371.54	19,902.90	143,059.16	773.41	415.68	357.73	19,558.03	344.87	137,614.29
52	673.41	302.64	370.76	20,273.66	142,756.52	773.41	416.76	356.65	19,914.68	358.98	137,197.54
53	673.41	303.43	369.98	20,643.64	142,453.09	773.41	417.84	355.57	20,270.25	373.39	136,779.70
54	673.41	304.22	369.19	21,012.83	142,148.87	773.41	418.92	354.49	20,624.74	388.09	136,360.78
55	673.41	305.00	368.40	21,381.23	141,843.87	773.41	420.00	353.40	20,978.14	403.09	135,940.78
56	673.41	305.79	367.61	21,748.84	141,538.07	773.41	421.09	352.31	21,330.45	418.39	135,519.68
57	673.41	306.59	366.82	22,115.66	141,231.49	773.41	422.18	351.22	21,681.67	433.99	135,097.50
58	673.41	307.38	366.02	22,481.69	140,924.11	773.41	423.28	350.13	22,031.80	449.89	134,674.22
59	673.41	308.18	365.23	22,846.92	140,615.93	773.41	424.38	349.03	22,380.83	466.08	134,249.84
60	673.41	308.98	364.43	23,211.35	140,306.95	773.41	425.48	347.93	22,728.76	482.58	133,824.37
Year 5 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
61	673.41	309.78	363.63	23,574.97	139,997.17	773.41	426.58	346.83	23,075.59	499.38	133,397.79
62	673.41	310.58	362.83	23,937.80	139,686.59	773.41	427.68	345.72	23,421.31	516.49	132,970.10
63	673.41	311.39	362.02	24,299.82	139,375.21	773.41	428.79	344.61	23,765.93	533.89	132,541.31
64	673.41	312.19	361.21	24,661.04	139,063.01	773.41	429.90	343.50	24,109.43	551.61	132,111.41
65	673.41	313.00	360.40	25,021.44	138,750.01	773.41	431.02	342.39	24,451.82	569.62	131,680.39
66	673.41	313.81	359.59	25,381.03	138,436.20	773.41	432.13	341.27	24,793.09	587.94	131,248.26
67	673.41	314.63	358.78	25,739.82	138,121.57	773.41	433.25	340.15	25,133.24	606.57	130,815.00
68	673.41	315.44	357.97	26,097.78	137,806.13	773.41	434.38	339.03	25,472.27	625.51	130,380.62
69	673.41	316.26	357.15	26,454.93	137,489.87	773.41	435.50	337.90	25,810.17	644.75	129,945.12
70	673.41	317.08	356.33	26,811.26	137,172.79	773.41	436.63	336.77	26,146.95	664.31	129,508.49
71	673.41	317.90	355.51	27,166.76	136,854.89	773.41	437.76	335.64	26,482.59	684.17	129,070.72
72	673.41	318.72	354.68	27,521.44	136,536.17	773.41	438.90	334.51	26,817.10	704.34	128,631.83
Year 6 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
73	673.41	319.55	353.86	27,875.30	136,216.62	773.41	440.04	333.37	27,150.47	724.83	128,191.79
74	673.41	320.38	353.03	28,228.33	135,896.24	773.41	441.18	332.23	27,482.70	745.63	127,750.61
75	673.41	321.21	352.20	28,580.53	135,575.03	773.41	442.32	331.09	27,813.79	766.74	127,308.29
76	673.41	322.04	351.37	28,931.89	135,252.99	773.41	443.47	329.94	28,143.73	788.16	126,864.83
77	673.41	322.88	350.53	29,282.42	134,930.12	773.41	444.62	328.79	28,472.52	809.90	126,420.21
78	673.41	323.71	349.69	29,632.12	134,606.40	773.41	445.77	327.64	28,800.16	831.96	125,974.45
79	673.41	324.55	348.85	29,980.97	134,281.85	773.41	446.92	326.48	29,126.64	854.33	125,527.52
80	673.41	325.39	348.01	30,328.98	133,956.46	773.41	448.08	325.33	29,451.97	877.02	125,079.44
81	673.41	326.24	347.17	30,676.16	133,630.22	773.41	449.24	324.16	29,776.13	900.02	124,630.20
82	673.41	327.08	346.32	31,022.48	133,303.14	773.41	450.41	323.00	30,099.13	923.35	124,179.79
83	673.41	327.93	345.48	31,367.96	132,975.21	773.41	451.57	321.83	30,420.96	946.99	123,728.22
84	673.41	328.78	344.63	31,712.58	132,646.43	773.41	452.74	320.66	30,741.63	970.96	123,275.47
Year 7 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
85	673.41	329.63	343.78	32,056.36	132,316.80	773.41	453.92	319.49	31,061.12	995.24	122,821.56
86	673.41	330.49	342.92	32,399.28	131,986.32	773.41	455.09	318.31	31,379.43	1,019.85	122,366.46
87	673.41	331.34	342.06	32,741.35	131,654.97	773.41	456.27	317.13	31,696.56	1,044.78	121,910.19
88	673.41	332.20	341.21	33,082.55	131,322.77	773.41	457.46	315.95	32,012.51	1,070.04	121,452.73
89	673.41	333.06	340.34	33,422.90	130,989.71	773.41	458.64	314.76	32,327.28	1,095.62	120,994.09
90	673.41	333.92	339.48	33,762.38	130,655.79	773.41	459.83	313.58	32,640.85	1,121.52	120,534.26
91	673.41	334.79	338.62	34,100.99	130,321.00	773.41	461.02	312.38	32,953.24	1,147.76	120,073.24
92	673.41	335.66	337.75	34,438.74	129,985.34	773.41	462.22	311.19	33,264.43	1,174.31	119,611.02
93	673.41	336.53	336.88	34,775.62	129,648.81	773.41	463.41	309.99	33,574.42	1,201.20	119,147.61
94	673.41	337.40	336.01	35,111.63	129,311.41	773.41	464.62	308.79	33,883.21	1,228.42	118,682.99
95	673.41	338.27	335.13	35,446.76	128,973.13	773.41	465.82	307.59	34,190.80	1,255.96	118,217.17
96	673.41	339.15	334.26	35,781.02	128,633.98	773.41	467.03	306.38	34,497.18	1,283.84	117,750.15
Year 8 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
97	673.41	340.03	333.38	36,114.39	128,293.95	773.41	468.24	305.17	34,802.35	1,312.05	117,281.91
98	673.41	340.91	332.50	36,446.89	127,953.04	773.41	469.45	303.96	35,106.30	1,340.59	116,812.46
99	673.41	341.79	331.61	36,778.50	127,611.25	773.41	470.67	302.74	35,409.04	1,369.46	116,341.79
100	673.41	342.68	330.73	37,109.22	127,268.57	773.41	471.89	301.52	35,710.56	1,398.66	115,869.90
101	673.41	343.57	329.84	37,439.06	126,925.00	773.41	473.11	300.30	36,010.86	1,428.21	115,396.79
102	673.41	344.46	328.95	37,768.01	126,580.54	773.41	474.34	299.07	36,309.93	1,458.08	114,922.45
103	673.41	345.35	328.05	38,096.06	126,235.19	773.41	475.57	297.84	36,607.77	1,488.30	114,446.89
104	673.41	346.25	327.16	38,423.22	125,888.94	773.41	476.80	296.61	36,904.38	1,518.85	113,970.09
105	673.41	347.14	326.26	38,749.49	125,541.79	773.41	478.03	295.37	37,199.75	1,549.74	113,492.06
106	673.41	348.04	325.36	39,074.85	125,193.75	773.41	479.27	294.13	37,493.88	1,580.97	113,012.78
107	673.41	348.95	324.46	39,399.31	124,844.80	773.41	480.52	292.89	37,786.77	1,612.54	112,532.27
108	673.41	349.85	323.56	39,722.86	124,494.95	773.41	481.76	291.65	38,078.42	1,644.45	112,050.51
Year 9 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
109	673.41	350.76	322.65	40,045.51	124,144.20	773.41	483.01	290.40	38,368.82	1,676.70	111,567.50
110	673.41	351.67	321.74	40,367.25	123,792.53	773.41	484.26	289.15	38,657.96	1,709.29	111,083.24
111	673.41	352.58	320.83	40,688.08	123,439.95	773.41	485.52	287.89	38,945.85	1,742.23	110,597.72
112	673.41	353.49	319.92	41,008.00	123,086.46	773.41	486.77	286.63	39,232.49	1,775.51	110,110.95
113	673.41	354.41	319.00	41,327.00	122,732.05	773.41	488.04	285.37	39,517.86	1,809.14	109,622.91
114	673.41	355.33	318.08	41,645.08	122,376.73	773.41	489.30	284.11	39,801.96	1,843.12	109,133.61
115	673.41	356.25	317.16	41,962.24	122,020.48	773.41	490.57	282.84	40,084.80	1,877.44	108,643.04
116	673.41	357.17	316.24	42,278.47	121,663.31	773.41	491.84	281.57	40,366.37	1,912.11	108,151.20
117	673.41	358.10	315.31	42,593.79	121,305.22	773.41	493.11	280.29	40,646.66	1,947.13	107,658.09
118	673.41	359.02	314.38	42,908.17	120,946.19	773.41	494.39	279.01	40,925.67	1,982.50	107,163.70
119	673.41	359.95	313.45	43,221.62	120,586.24	773.41	495.67	277.73	41,203.40	2,018.22	106,668.02
120	673.41	360.89	312.52	43,534.14	120,225.35	773.41	496.96	276.45	41,479.85	2,054.29	106,171.06
Year 10 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
121	673.41	361.82	311.58	43,845.72	119,863.53	773.41	498.25	275.16	41,755.01	2,090.71	105,672.82
122	673.41	362.76	310.65	44,156.37	119,500.77	773.41	499.54	273.87	42,028.88	2,127.49	105,173.28
123	673.41	363.70	309.71	44,466.08	119,137.07	773.41	500.83	272.57	42,301.46	2,164.62	104,672.45
124	673.41	364.64	308.76	44,774.84	118,772.42	773.41	502.13	271.28	42,572.73	2,202.11	104,170.32
125	673.41	365.59	307.82	45,082.66	118,406.84	773.41	503.43	269.97	42,842.71	2,239.95	103,666.88
126	673.41	366.54	306.87	45,389.53	118,040.30	773.41	504.74	268.67	43,111.38	2,278.15	103,162.15
127	673.41	367.49	305.92	45,695.45	117,672.81	773.41	506.04	267.36	43,378.74	2,316.71	102,656.10
128	673.41	368.44	304.97	46,000.42	117,304.38	773.41	507.36	266.05	43,644.79	2,355.63	102,148.75
129	673.41	369.39	304.01	46,304.43	116,934.98	773.41	508.67	264.74	43,909.52	2,394.91	101,640.08
130	673.41	370.35	303.06	46,607.49	116,564.63	773.41	509.99	263.42	44,172.94	2,434.55	101,130.09
131	673.41	371.31	302.10	46,909.59	116,193.32	773.41	511.31	262.10	44,435.04	2,474.55	100,618.77
132	673.41	372.27	301.13	47,210.72	115,821.05	773.41	512.64	260.77	44,695.81	2,514.91	100,106.14
Year 11 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
133	673.41	373.24	300.17	47,510.89	115,447.81	773.41	513.96	259.44	44,955.25	2,555.64	99,592.17
134	673.41	374.20	299.20	47,810.09	115,073.61	773.41	515.30	258.11	45,213.36	2,596.73	99,076.88
135	673.41	375.17	298.23	48,108.32	114,698.44	773.41	516.63	256.77	45,470.13	2,638.19	98,560.24
136	673.41	376.15	297.26	48,405.58	114,322.29	773.41	517.97	255.44	45,725.57	2,680.02	98,042.27
137	673.41	377.12	296.29	48,701.87	113,945.17	773.41	519.31	254.09	45,979.66	2,722.21	97,522.96
138	673.41	378.10	295.31	48,997.18	113,567.07	773.41	520.66	252.75	46,232.41	2,764.77	97,002.30
139	673.41	379.08	294.33	49,291.51	113,187.99	773.41	522.01	251.40	46,483.81	2,807.70	96,480.29
140	673.41	380.06	293.35	49,584.85	112,807.93	773.41	523.36	250.04	46,733.85	2,851.00	95,956.93
141	673.41	381.05	292.36	49,877.21	112,426.88	773.41	524.72	248.69	46,982.54	2,894.67	95,432.21
142	673.41	382.03	291.37	50,168.59	112,044.85	773.41	526.08	247.33	47,229.87	2,938.72	94,906.13
143	673.41	383.02	290.38	50,458.97	111,661.83	773.41	527.44	245.97	47,475.83	2,983.14	94,378.69
144	673.41	384.02	289.39	50,748.36	111,277.81	773.41	528.81	244.60	47,720.43	3,027.93	93,849.88
Year 12 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
145	673.41	385.01	288.39	51,036.75	110,892.80	773.41	530.18	243.23	47,963.66	3,073.09	93,319.70
146	673.41	386.01	287.40	51,324.15	110,506.79	773.41	531.55	241.85	48,205.51	3,118.64	92,788.15
147	673.41	387.01	286.40	51,610.55	110,119.78	773.41	532.93	240.48	48,445.99	3,164.56	92,255.22
148	673.41	388.01	285.39	51,895.94	109,731.77	773.41	534.31	239.09	48,685.08	3,210.86	91,720.91
149	673.41	389.02	284.39	52,180.33	109,342.75	773.41	535.70	237.71	48,922.79	3,257.54	91,185.21
150	673.41	390.03	283.38	52,463.71	108,952.72	773.41	537.08	236.32	49,159.11	3,304.59	90,648.13
151	673.41	391.04	282.37	52,746.08	108,561.68	773.41	538.48	234.93	49,394.04	3,352.03	90,109.65
152	673.41	392.05	281.36	53,027.43	108,169.63	773.41	539.87	233.53	49,627.58	3,399.86	89,569.78
153	673.41	393.07	280.34	53,307.77	107,776.57	773.41	541.27	232.14	49,859.71	3,448.06	89,028.51
154	673.41	394.09	279.32	53,587.09	107,382.48	773.41	542.67	230.73	50,090.45	3,496.65	88,485.83
155	673.41	395.11	278.30	53,865.39	106,987.37	773.41	544.08	229.33	50,319.77	3,545.62	87,941.75
156	673.41	396.13	277.28	54,142.67	106,591.24	773.41	545.49	227.92	50,547.69	3,594.98	87,396.26
Year 13 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
157	673.41	397.16	276.25	54,418.92	106,194.09	773.41	546.90	226.50	50,774.19	3,644.73	86,849.36
158	673.41	398.19	275.22	54,694.14	105,795.90	773.41	548.32	225.08	50,999.27	3,694.86	86,301.03
159	673.41	399.22	274.19	54,968.33	105,396.68	773.41	549.74	223.66	51,222.94	3,745.39	85,751.29
160	673.41	400.25	273.15	55,241.48	104,996.43	773.41	551.17	222.24	51,445.18	3,796.30	85,200.12
161	673.41	401.29	272.12	55,513.59	104,595.14	773.41	552.60	220.81	51,665.99	3,847.61	84,647.53
162	673.41	402.33	271.08	55,784.67	104,192.80	773.41	554.03	219.38	51,885.36	3,899.31	84,093.50
163	673.41	403.37	270.03	56,054.70	103,789.43	773.41	555.46	217.94	52,103.31	3,951.40	83,538.03
164	673.41	404.42	268.99	56,323.69	103,385.01	773.41	556.90	216.50	52,319.81	4,003.88	82,981.13
165	673.41	405.47	267.94	56,591.63	102,979.54	773.41	558.35	215.06	52,534.87	4,056.76	82,422.78
166	673.41	406.52	266.89	56,858.52	102,573.03	773.41	559.79	213.61	52,748.48	4,110.04	81,862.99
167	673.41	407.57	265.84	57,124.35	102,165.46	773.41	561.25	212.16	52,960.64	4,163.71	81,301.74
168	673.41	408.63	264.78	57,389.13	101,756.83	773.41	562.70	210.71	53,171.35	4,217.78	80,739.04
Year 14 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
169	673.41	409.69	263.72	57,652.85	101,347.14	773.41	564.16	209.25	53,380.60	4,272.25	80,174.89
170	673.41	410.75	262.66	57,915.51	100,936.39	773.41	565.62	207.79	53,588.38	4,327.13	79,609.27
171	673.41	411.81	261.59	58,177.10	100,524.58	773.41	567.09	206.32	53,794.71	4,382.40	79,042.18
172	673.41	412.88	260.53	58,437.63	100,111.70	773.41	568.56	204.85	53,999.56	4,438.07	78,473.62
173	673.41	413.95	259.46	58,697.09	99,697.75	773.41	570.03	203.38	54,202.93	4,494.15	77,903.60
174	673.41	415.02	258.38	58,955.47	99,282.72	773.41	571.51	201.90	54,404.83	4,550.64	77,332.09
175	673.41	416.10	257.31	59,212.78	98,866.63	773.41	572.99	200.42	54,605.25	4,607.52	76,759.10
176	673.41	417.18	256.23	59,469.01	98,449.45	773.41	574.47	198.93	54,804.19	4,664.82	76,184.63
177	673.41	418.26	255.15	59,724.16	98,031.19	773.41	575.96	197.45	55,001.63	4,722.52	75,608.67
178	673.41	419.34	254.06	59,978.22	97,611.85	773.41	577.45	195.95	55,197.58	4,780.63	75,031.21
179	673.41	420.43	252.98	60,231.20	97,191.42	773.41	578.95	194.46	55,392.04	4,839.16	74,452.26
180	673.41	421.52	251.89	60,483.08	96,769.90	773.41	580.45	192.96	55,585.00	4,898.09	73,871.81
Year 15 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
181	673.41	422.61	250.80	60,733.88	96,347.29	773.41	581.96	191.45	55,776.45	4,957.43	73,289.86
182	673.41	423.71	249.70	60,983.58	95,923.58	773.41	583.46	189.94	55,966.39	5,017.19	72,706.39
183	673.41	424.80	248.60	61,232.18	95,498.78	773.41	584.98	188.43	56,154.82	5,077.36	72,121.42
184	673.41	425.91	247.50	61,479.68	95,072.87	773.41	586.49	186.91	56,341.74	5,137.95	71,534.92
185	673.41	427.01	246.40	61,726.08	94,645.86	773.41	588.01	185.39	56,527.13	5,198.95	70,946.91
186	673.41	428.12	245.29	61,971.37	94,217.75	773.41	589.54	183.87	56,711.00	5,260.37	70,357.38
187	673.41	429.23	244.18	62,215.55	93,788.52	773.41	591.06	182.34	56,893.34	5,322.21	69,766.31
188	673.41	430.34	243.07	62,458.62	93,358.18	773.41	592.60	180.81	57,074.15	5,384.47	69,173.72
189	673.41	431.45	241.95	62,700.57	92,926.73	773.41	594.13	179.28	57,253.43	5,447.14	68,579.59
190	673.41	432.57	240.84	62,941.41	92,494.16	773.41	595.67	177.74	57,431.17	5,510.24	67,983.91
191	673.41	433.69	239.71	63,181.12	92,060.47	773.41	597.21	176.19	57,607.36	5,573.77	67,386.70
192	673.41	434.82	238.59	63,419.71	91,625.65	773.41	598.76	174.64	57,782.00	5,637.71	66,787.94
Year 16 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
193	673.41	435.94	237.46	63,657.18	91,189.71	773.41	600.31	173.09	57,955.09	5,702.08	66,187.62
194	673.41	437.07	236.33	63,893.51	90,752.63	773.41	601.87	171.54	58,126.63	5,766.88	65,585.75
195	673.41	438.21	235.20	64,128.71	90,314.43	773.41	603.43	169.98	58,296.61	5,832.10	64,982.32
196	673.41	439.34	234.06	64,362.77	89,875.08	773.41	604.99	168.41	58,465.02	5,897.76	64,377.33
197	673.41	440.48	232.93	64,595.70	89,434.60	773.41	606.56	166.84	58,631.86	5,963.84	63,770.77
198	673.41	441.62	231.78	64,827.49	88,992.98	773.41	608.13	165.27	58,797.14	6,030.35	63,162.63
199	673.41	442.77	230.64	65,058.13	88,550.22	773.41	609.71	163.70	58,960.83	6,097.29	62,552.92
200	673.41	443.91	229.49	65,287.62	88,106.30	773.41	611.29	162.12	59,122.95	6,164.67	61,941.63
201	673.41	445.06	228.34	65,515.96	87,661.24	773.41	612.87	160.53	59,283.48	6,232.48	61,328.76
202	673.41	446.22	227.19	65,743.15	87,215.02	773.41	614.46	158.94	59,442.42	6,300.73	60,714.29
203	673.41	447.37	226.03	65,969.18	86,767.65	773.41	616.06	157.35	59,599.78	6,369.41	60,098.24
204	673.41	448.53	224.87	66,194.05	86,319.11	773.41	617.65	155.75	59,755.53	6,438.52	59,480.59
Year 17 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
205	673.41	449.70	223.71	66,417.76	85,869.42	773.41	619.25	154.15	59,909.68	6,508.08	58,861.33
206	673.41	450.86	222.54	66,640.31	85,418.55	773.41	620.86	152.55	60,062.23	6,578.08	58,240.48
207	673.41	452.03	221.38	66,861.69	84,966.52	773.41	622.47	150.94	60,213.17	6,648.51	57,618.01
208	673.41	453.20	220.20	67,081.89	84,513.32	773.41	624.08	149.33	60,362.50	6,719.39	56,993.93
209	673.41	454.38	219.03	67,300.92	84,058.95	773.41	625.70	147.71	60,510.21	6,790.71	56,368.23
210	673.41	455.55	217.85	67,518.77	83,603.39	773.41	627.32	146.09	60,656.30	6,862.48	55,740.91
211	673.41	456.73	216.67	67,735.45	83,146.66	773.41	628.94	144.46	60,800.76	6,934.69	55,111.97
212	673.41	457.92	215.49	67,950.93	82,688.74	773.41	630.57	142.83	60,943.59	7,007.34	54,481.39
213	673.41	459.10	214.30	68,165.24	82,229.63	773.41	632.21	141.20	61,084.79	7,080.45	53,849.19
214	673.41	460.29	213.11	68,378.35	81,769.34	773.41	633.85	139.56	61,224.35	7,154.00	53,215.34
215	673.41	461.49	211.92	68,590.27	81,307.85	773.41	635.49	137.92	61,362.26	7,228.00	52,579.85
216	673.41	462.68	210.72	68,800.99	80,845.17	773.41	637.14	136.27	61,498.53	7,302.46	51,942.71
Year 18 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
217	673.41	463.88	209.52	69,010.51	80,381.29	773.41	638.79	134.62	61,633.15	7,377.36	51,303.92
218	673.41	465.09	208.32	69,218.83	79,916.20	773.41	640.44	132.96	61,766.11	7,452.72	50,663.48
219	673.41	466.29	207.12	69,425.95	79,449.91	773.41	642.10	131.30	61,897.42	7,528.53	50,021.37
220	673.41	467.50	205.91	69,631.86	78,982.41	773.41	643.77	129.64	62,027.05	7,604.80	49,377.61
221	673.41	468.71	204.70	69,836.55	78,513.70	773.41	645.44	127.97	62,155.03	7,681.53	48,732.17
222	673.41	469.93	203.48	70,040.04	78,043.78	773.41	647.11	126.30	62,281.32	7,758.71	48,085.06
223	673.41	471.14	202.26	70,242.30	77,572.63	773.41	648.79	124.62	62,405.94	7,836.36	47,436.28
224	673.41	472.36	201.04	70,443.34	77,100.27	773.41	650.47	122.94	62,528.88	7,914.46	46,785.81
225	673.41	473.59	199.82	70,643.16	76,626.68	773.41	652.15	121.25	62,650.14	7,993.02	46,133.65
226	673.41	474.82	198.59	70,841.75	76,151.86	773.41	653.84	119.56	62,769.70	8,072.05	45,479.81
227	673.41	476.05	197.36	71,039.11	75,675.82	773.41	655.54	117.87	62,887.57	8,151.54	44,824.27
228	673.41	477.28	196.13	71,235.24	75,198.54	773.41	657.24	116.17	63,003.74	8,231.50	44,167.04
Year 19 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
229	673.41	478.52	194.89	71,430.13	74,720.02	773.41	658.94	114.47	63,118.20	8,311.92	43,508.10
230	673.41	479.76	193.65	71,623.78	74,240.26	773.41	660.65	112.76	63,230.96	8,392.82	42,847.45
231	673.41	481.00	192.41	71,816.18	73,759.26	773.41	662.36	111.05	63,342.01	8,474.18	42,185.09
232	673.41	482.25	191.16	72,007.34	73,277.02	773.41	664.08	109.33	63,451.34	8,556.00	41,521.01
233	673.41	483.50	189.91	72,197.25	72,793.52	773.41	665.80	107.61	63,558.95	8,638.31	40,855.21
234	673.41	484.75	188.66	72,385.91	72,308.77	773.41	667.52	105.88	63,664.83	8,721.08	40,187.69
235	673.41	486.01	187.40	72,573.31	71,822.76	773.41	669.25	104.15	63,768.98	8,804.33	39,518.44
236	673.41	487.27	186.14	72,759.45	71,335.50	773.41	670.99	102.42	63,871.40	8,888.05	38,847.45
237	673.41	488.53	184.88	72,944.33	70,846.97	773.41	672.73	100.68	63,972.08	8,972.25	38,174.72
238	673.41	489.79	183.61	73,127.94	70,357.17	773.41	674.47	98.94	64,071.02	9,056.92	37,500.25
239	673.41	491.06	182.34	73,310.28	69,866.11	773.41	676.22	97.19	64,168.20	9,142.08	36,824.03
240	673.41	492.34	181.07	73,491.35	69,373.77	773.41	677.97	95.44	64,263.64	9,227.71	36,146.06
Year 20 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
241	673.41	493.61	179.79	73,671.14	68,880.16	773.41	679.73	93.68	64,357.32	9,313.83	35,466.33
242	673.41	494.89	178.51	73,849.66	68,385.27	773.41	681.49	91.92	64,449.24	9,400.42	34,784.84
243	673.41	496.17	177.23	74,026.89	67,889.09	773.41	683.26	90.15	64,539.39	9,487.50	34,101.59
244	673.41	497.46	175.95	74,202.84	67,391.63	773.41	685.03	88.38	64,627.77	9,575.07	33,416.56
245	673.41	498.75	174.66	74,377.49	66,892.88	773.41	686.80	86.60	64,714.37	9,663.12	32,729.76
246	673.41	500.04	173.36	74,550.86	66,392.84	773.41	688.58	84.82	64,799.20	9,751.66	32,041.18
247	673.41	501.34	172.07	74,722.93	65,891.50	773.41	690.37	83.04	64,882.24	9,840.69	31,350.81
248	673.41	502.64	170.77	74,893.69	65,388.86	773.41	692.16	81.25	64,963.49	9,930.21	30,658.65
249	673.41	503.94	169.47	75,063.16	64,884.92	773.41	693.95	79.46	65,042.94	10,020.22	29,964.70
250	673.41	505.25	168.16	75,231.32	64,379.67	773.41	695.75	77.66	65,120.60	10,110.72	29,268.96
251	673.41	506.56	166.85	75,398.17	63,873.12	773.41	697.55	75.86	65,196.46	10,201.71	28,571.41
252	673.41	507.87	165.54	75,563.71	63,365.25	773.41	699.36	74.05	65,270.50	10,293.20	27,872.05
Year 21 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
253	673.41	509.18	164.22	75,727.93	62,856.07	773.41	701.17	72.24	65,342.74	10,385.19	27,170.87
254	673.41	510.50	162.90	75,890.83	62,345.56	773.41	702.99	70.42	65,413.16	10,477.67	26,467.89
255	673.41	511.83	161.58	76,052.41	61,833.73	773.41	704.81	68.60	65,481.75	10,570.66	25,763.08
256	673.41	513.15	160.25	76,212.66	61,320.58	773.41	706.64	66.77	65,548.52	10,664.14	25,056.44
257	673.41	514.48	158.92	76,371.59	60,806.09	773.41	708.47	64.94	65,613.46	10,758.13	24,347.97
258	673.41	515.82	157.59	76,529.18	60,290.28	773.41	710.30	63.10	65,676.56	10,852.61	23,637.66
259	673.41	517.15	156.25	76,685.43	59,773.12	773.41	712.15	61.26	65,737.82	10,947.60	22,925.52
260	673.41	518.49	154.91	76,840.34	59,254.63	773.41	713.99	59.42	65,797.24	11,043.10	22,211.53
261	673.41	519.84	153.57	76,993.91	58,734.79	773.41	715.84	57.56	65,854.80	11,139.10	21,495.69
262	673.41	521.19	152.22	77,146.13	58,213.60	773.41	717.70	55.71	65,910.51	11,235.62	20,777.99
263	673.41	522.54	150.87	77,297.00	57,691.07	773.41	719.56	53.85	65,964.36	11,332.64	20,058.43
264	673.41	523.89	149.52	77,446.52	57,167.18	773.41	721.42	51.98	66,016.35	11,430.17	19,337.01
Year 22 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
265	673.41	525.25	148.16	77,594.67	56,641.93	773.41	723.29	50.12	66,066.46	11,528.21	18,613.72
266	673.41	526.61	146.80	77,741.47	56,115.32	773.41	725.17	48.24	66,114.70	11,626.77	17,888.55
267	673.41	527.97	145.43	77,886.90	55,587.35	773.41	727.05	46.36	66,161.06	11,725.84	17,161.51
268	673.41	529.34	144.06	78,030.97	55,058.00	773.41	728.93	44.48	66,205.54	11,825.42	16,432.58
269	673.41	530.71	142.69	78,173.66	54,527.29	773.41	730.82	42.59	66,248.13	11,925.53	15,701.76
270	673.41	532.09	141.32	78,314.98	53,995.20	773.41	732.71	40.69	66,288.82	12,026.15	14,969.05
271	673.41	533.47	139.94	78,454.91	53,461.73	773.41	734.61	38.79	66,327.62	12,127.29	14,234.43
272	673.41	534.85	138.55	78,593.47	52,926.88	773.41	736.52	36.89	66,364.51	12,228.96	13,497.92
273	673.41	536.24	137.17	78,730.64	52,390.64	773.41	738.42	34.98	66,399.49	12,331.15	12,759.49
274	673.41	537.63	135.78	78,866.42	51,853.01	773.41	740.34	33.07	66,432.56	12,433.86	12,019.16
275	673.41	539.02	134.39	79,000.80	51,313.99	773.41	742.26	31.15	66,463.71	12,537.09	11,276.90
276	673.41	540.42	132.99	79,133.79	50,773.57	773.41	744.18	29.23	66,492.93	12,640.86	10,532.72
Year 23 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
277	673.41	541.82	131.59	79,265.38	50,231.76	773.41	746.11	27.30	66,520.23	12,745.15	9,786.61
278	673.41	543.22	130.18	79,395.56	49,688.53	773.41	748.04	25.36	66,545.60	12,849.97	9,038.57
279	673.41	544.63	128.78	79,524.34	49,143.90	773.41	749.98	23.42	66,569.02	12,955.32	8,288.58
280	673.41	546.04	127.36	79,651.70	48,597.86	773.41	751.93	21.48	66,590.50	13,061.20	7,536.66
281	673.41	547.46	125.95	79,777.65	48,050.40	773.41	753.87	19.53	66,610.03	13,167.62	6,782.79
282	673.41	548.88	124.53	79,902.18	47,501.53	773.41	755.83	17.58	66,627.61	13,274.57	6,026.96
283	673.41	550.30	123.11	80,025.29	46,951.23	773.41	757.79	15.62	66,643.23	13,382.06	5,269.17
284	673.41	551.72	121.68	80,146.97	46,399.50	773.41	759.75	13.66	66,656.89	13,490.08	4,509.42
285	673.41	553.15	120.25	80,267.23	45,846.35	773.41	761.72	11.69	66,668.58	13,598.65	3,747.70
286	673.41	554.59	118.82	80,386.04	45,291.76	773.41	763.69	9.71	66,678.29	13,707.75	2,984.01
287	673.41	556.03	117.38	80,503.42	44,735.74	773.41	765.67	7.73	66,686.02	13,817.40	2,218.33
288	673.41	557.47	115.94	80,619.36	44,178.27	773.41	767.66	5.75	66,691.77	13,927.59	1,450.68
Year 24 Completed - Top of Page, Short Cuts
Month	Payment	Principal	Interest	Total Interest	Balance	Payment With Extra	Principal	Interest	Total Interest	Interest Saved	Balance
289	673.41	558.91	114.50	80,733.86	43,619.36	773.41	769.65	3.76	66,695.53	14,038.33	681.03
290	673.41	560.36	113.05	80,846.91	43,059.00	682.79	681.03	1.77	66,697.30	14,149.61	0.00

Loan Paid off in Year 24.

Total Interest Based on 30 Year Loan with No Extra Payment $84,926.37.

Total Interest Saved with Pre-Payment is $18,229.07