MLS#:	202613249 * Questions?
Status:	Active since 07-09-2026 See History
Price:	$995,000
Monthly:	$ 5,972.00 Update the default down payment and interest rate
	Monthly payment estimate for $ 995,000 price, 10% down, 6.43% interest rate, 30 year loan, $ 353 taxes, and $ 0 fees. Insurance not included.
Beds:	3 Baths: 2 Half: 0 Parking Spaces: 2
Living Sq Ft:	1,891
Land Sq Ft:	4,046
Land Tenure:	FS - Fee Simple
Address:	55-431 Iosepa Street D Laie HI 96762
Region:	North Shore - Activity
Neighborhood:	Laie - Activity * Laie Stats
Street:	Iosepa - Activity * Iosepa Street D Stats
Showing:	Showing Request with 20% Rebate
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Original:	$995,000
Change:	$0 0.00%
Parcel#:	1-5-5-014-022-0004
Link:	Tax Info/Plat Map/Parcel Map/Sketch
Days:	5 days in Active or In Escrow Showing
Date:	Listed: 07-09-2026
Date:	Status Change: 07-09-2026
Recent History:	Expired Listing - Listed for 182 days starting on 10-14-2025 - MLS# 202518412
Year Built:	2021 Remodeled:
View:	Mountain
Frontage:	Other
Monthly Tax:	$353 Year: 2026
Land:	FS - Fee Simple
Condition:	Excellent
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Description:
OPEN Sun 7/26 10am-2pm. LIVE IN THE HEART OF LA'IE. Wake up to Ko'olauloa mountain views in this bright 3 bed, 2 bath home built in 2021. You're less than a half mile from the beach parks, La'ie Point, BYU Hawaii, the Polynesian Cultural Center, and the shopping center with; Seven Brothers, Subway, Taco Bell, Ice Cream, Bank of Hawaii, FoodLand, Jeans Warehouse and more. Inside, an oversized island anchors a true chef's kitchen with a farmhouse sink, wine fridge, pull out drawers, and brand new appliances, all open to a spacious living and dining room made for hosting. The primary suite is its own retreat with a tiled bath, deep soaking tub, and large walk in shower. A separate laundry room and two parking spaces keep everyday life simple, with outdoor space to garden, barbecue, and gather that can be fenced. The fee simple home is located on the second floor, and USDA eligible- so ask about $0 down financing. Sold as its own CPR unit, it gives you the feel of a private home without the work of maintaining an entire lot. A rare chance to put down roots in one of O'ahu's tightest, most close knit communities, whether it's your first home or a strong mid/long term rental near campus.


Inclusions: AC Split, Ceiling Fan, Dishwasher, Microwave Hood, Range/Oven, Refrigerator, Water Heater, Wine Refrigerator Amenities: Utilities: Connected, Overhead Electricity, Sewer Fee, Water Construction: Double Wall, Slab, Wood Frame Lot Features: Clear, Flag Lot Floor: Ceramic Tile, Vinyl Disclosures: Non Resident Owner, Property Disclosure Stmt Land Recorded: Regular System Furnished: Partial Possession: At Closing Terms: Cash, Conventional, USDA Financing, VA Sale Conditions: None
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Sold Price:
Concession:
Closed:
Sold Ratio:
Days Sold:
Land:	$687,500
Building:	$332,700
Assessed Total:	$1,020,200
Assessed Ratio:	97.53%
Pool:	None
Location:	Other
Parking:	2 Car, Street
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District Locator:	DOE Locator to Confirm District
Area Total:	4,046
Acres:	0.0929
Topography:	Level
Building Style:	Attached, CPR, Duplex
Building:
New Const:	Yes
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Maint. Fee:	$0
Assoc. Fee:	$0
Other Fee:	$0
Includes:
Total Fees:	$0
Exemption:	0
Other:	0
Lanai Sq Ft:	0
Garage Sq Ft:	0
Avg Sq Ft Living:	$526.18
Avg Sq Ft Land:
Security:
Rental Income:	$0
Stories:	One CPR: Yes
Zoning:	05 - R-5 Residential District
Flood Zone:	Zone AE * Check if this property is in a Flood Zone
Tsunami Zone:	Check if this property is in a Tsunami Zone * Tsunami Info * Oahu Tsunami Map
Roofing:	Asphalt Shingle
Set-Backs:	C and C, Of Record Roads: Paved Rd
Easements:	Driveway, Other, Sewer
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Links:
Google Maps * Supermarkets * Schools * Private Schools * Hospitals * Restaurants * Gyms * Shopping * Attractions * Beaches * Churches * Tax Info including a Plat Map PDF and GIS Parcel Map and Building Sketch
Commuting:
Waikiki * Downtown * Ala Moana * Airport * Kapolei * Hawaii Kai * Kailua Town * Windward Mall * Waikele * North Shore
Barbers Point * Camp Smith * Fort Shafter * Hickam * Lualualei * K-Bay Marine * Pearl Harbor * Schofield * Tripler * Wheeler * VA Mortgage Info
Closing Cost Calculators:
Buyer's Closing Cost Calculator to estimate the buyer's closing cost.
Seller's Closing Cost Calculator to estimate the seller's closing cost.

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Property History from MLS
Date	MLS#	Change	Old Value	New Value	List Price	Sold Price	Assessed Total	Land	Building
07-09-2026	202613249	New Listing		Active	$995,000	$0	$1,020,200	$687,500	$332,700
04-15-2026	202518412	Expired	Active	Expired	$995,000	$0	$615,100	$615,100	$0
10-14-2025	202518412	New Listing	Active	Active	$995,000	$0	$615,100	$615,100	$0
08-19-2025	202504514	Cancelled	Active	Cancelled	$975,000	$0	$615,100	$615,100	$0
07-07-2025	202504514	Price Decrease	$985,000	$975,000	$975,000	$0	$615,100	$615,100	$0
05-07-2025	202504514	Price Decrease	$995,000	$985,000	$975,000	$0	$615,100	$615,100	$0
02-07-2025	202504514	New Listing	$995,000	Active	$975,000	$0	$615,100	$615,100	$0

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Estimated Monthly Mortgage Payment

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Save $67,577.44 of interest charges by adding an extra payment of $100 per month. View details from the link above.

Rate:	5.68%	5.93%	6.18%	6.43%	6.68%	6.93%	7.18%	7.43%	7.93%
0% Down	$5,762	$5,921	$6,081	$6,243	$6,407	$6,573	$6,740	$6,910	$7,252
3.5% Down	$5,561	$5,714	$5,868	$6,025	$6,183	$6,343	$6,505	$6,668	$6,999
10% Down	$5,186	$5,329	$5,473	$5,619	$5,767	$5,916	$6,066	$6,219	$6,527
20% Down	$4,610	$4,737	$4,865	$4,995	$5,126	$5,258	$5,392	$5,528	$5,802
30% Down	$4,034	$4,145	$4,257	$4,370	$4,485	$4,601	$4,718	$4,837	$5,077
40% Down	$3,457	$3,552	$3,649	$3,746	$3,844	$3,944	$4,044	$4,146	$4,351
50% Down	$2,881	$2,960	$3,041	$3,122	$3,204	$3,287	$3,370	$3,455	$3,626

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Listing courtesy of eXp Realty

Active means currently for sale. Active Under Contract means in escrow but still showing and looking for offers. Pending means in escrow and not looking for offers. Hold means the property is temporarily off the market. Cancelled means it is off the market.

Buyer's rebate is 20% of our commission when we represent the buyer.

Based on the information from the Multiple Listing Service of HiCentral MLS, Ltd. Active listings last updated on 07.14.26. Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd.

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Some of the active listings appearing on this site may be listed by other REALTORS®. If you are interested in those active listings, our company may represent you as the buyer's agent and we offer you are 20% rebate on our commission. If the active listing you are interested in is our company’s active listing, you may speak to one of our agents regarding your options for representation. The offer of compensation to cooperating participants is made only to the Participants and MLS Subscribers of HICMLS or Participants and MLS Subscribers of other Reciprocating Boards as set forth in that certain Multiple Listing Service Reciprocal Agreement, as amended from time to time, which is incorporated herein by reference

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55-431 Iosepa Street Unit D Laie HI 96762

$995,000 | Active

Contact us for an estimated $4,975 commission rebate and no obligation showing.

Sell for a $3,500 Flat Fee or 2% With Full Service.

Listed on 07-09-2026

3 Bedrooms, 2 Full Baths, 0 Half Baths, 2 Parking Spaces

1,891 Square Feet Living * 4,046 Square Feet Land

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